Parity FAQ for Addiction and Mental Health Consumers

al

Alabama Parity Resources

Depending on whether you are filing a complaint or appeal, the contact information below should be able to help you if you have any questions.

Consumer Advocates


For general information about filing a parity appeal for mental health or addictions services, you cannot go wrong with contacting one of the consumer advocates below. Each has years of experience helping consumers in the state of Alabama.

Contact your insurance company first, if no response:

Alabama Department of Insurance

Consumer Services Division
PO Box 303351
Montgomery, AL 36130-3351
(334) 241-4141

State of Alabama Attorney General

Consumer Hotline: 1-800-392-5658 or 334-242-7335
Click herefor complaint form.

 

Alabama Medicaid

Hotline for Assistance 800-362-1504
www.medicaid.alabama.gov

Health Plan Contacts


When filing an appeal for the first time, you should contact your health plan’s customer service support line or check out their information online.

If you choose to appeal an adverse benefit determination concerning your mental health or substance use treatment or benefits, please keep in mind that the timeframe to do so varies by state, plan type, and other factors. Contact your state’s department of insurance for additional information.

Here is some contact information for Alabama Health Plans:

Blue Cross Blue Shield of Alabama
Customer Service: (800) 292-8868
Blue Cross and Blue Shield of Alabama
Attention: Customer Service Appeals
PO Box 12185
Birmingham, AL 35202-2185
Click here to find required information for written appeal.

Federated and Mutual Insurance
SECTION IX –  GRIEVANCE AND APPEAL PROCEDURES: page 59
Federated Mutual Insurance Company

United Healthcare of Alabama
33 Inverness Center Parkway Ste 320
Birmingham, AL 35242
800-345-1520

VIVA HEALTH, INC
417 20th Street North, Ste 1100
Birmingham, AL 35203
800-633-1542

State Regulators


Insurance Commissioner

Alabama Department of Public Health, Division of Managed Care Compliance
Commissioner
201 Monroe Street, Suite 710
Montgomery, AL 36104
Phone: (334) 269-3550
Fax: (334) 241-4192

 

Utilization Management Appeals

Alabama Department of Public Health, Division of Managed Care Compliance
Director, Division of Healthcare Facilities
201 Monroe Street, Suite 710
Montgomery, AL 36104
Phone: (334) 205-5998
Fax: (334) 206-2067

 

External Review Appeals

Alabama Department of Public Health, Division of Managed Care Compliance
Director, Division of Healthcare Facilities
201 Monroe Street, Suite 710
Montgomery, AL 36104
Phone: (334) 205-5998
Fax: (334) 206-2067

 

Parity Appeals

Alabama Department of Public Health, Division of Managed Care Compliance
Director, Division of Healthcare Facilities
201 Monroe Street, Suite 710
Montgomery, AL 36104
Phone: (334) 205-5998
Fax: (334) 206-2067

 

Additional Alabama Insurance Administration Contacts, click here.

 

Federal Regulators


The federal government also can be a helpful resource if you are enrolled in a self-funded plan, Medicare, Medicaid or another type of insurance that is overseen at least in part by a federal agency. For definitions and filing information refer to the Parity Resource Guide

U.S. Department of Health and Human Service’s website on the Affordable Care Act health reform law

U.S. Department of Health and Human Services, Substance Abuse and Mental Health Services Administration (SAMHSA)

(SAMHSA) Implementation Mental Health Parity Addiction Equity Act

U.S. Centers for Medicare and Medicaid Services (CMS) U.S. Department of Labor, Employee Benefits, Security Administration (EBSA) or toll-free hotline: 1.866.444.EBSA (3272)

For the U.S. Department of Health and Human Services & Centers for Medicare and Medicaid Services list of exempt state and local plans, please email NonFed@cms.hhs.gov. You may ask them if any particular state and local plan has opted out of MHPAEA.

Information on requirements of employer-based insurance coverage and self-insured health plans. EBSA has benefit advisors who are available to answer questions and provide assistance in obtaining your benefits.

Consumer Guide to Disclosure Rights: Making the Most of Your Mental Health and Substance Use Disorder Benefits

 

Veteran and Military Resources


Veterans and military personnel can use these resources to get help or more information with their medical or behavioral health complaints.

Health Net Federal Services

A grievance is a written complaint or concern about a medical provider.
Click here for specific information regarding who, what and how to file.

TRICARE

View the recently released Tricare Mental Health Fact Sheet.

The appeal process is different based on the benefit issue. Depending on your issue, you can file a:
  • Factual appeal
    • This is if you were denied payment for services or supplies you received, or if payment was stopped for services or supplies previously authorized.
  • Medical necessity appeal
    • This is if prior authorization for care or services was denied because it was not deemed medically necessary. Medically necessary means it must be appropriate, reasonable, and adequate for your condition.
  • Pharmacy appeal
    • This is if you don't agree with a decision made about your pharmacy benefit. For example, Express Scripts denies your pharmacy claim.
  • Medicare-TRICARE appeal
    • This is if you're eligible for both TRICARE and Medicare, and Medicare denies your services or supplies.

If your care is denied, you should receive a letter with details about how to file your appeal.

Veterans Health Administration

Complaints are initially handled through the Patient Advocate.
Patient Advocate can be contacted at your local VA Medical Center.

Questions


If you have any additional questions about parity compliance, please contact info@paritytrack.org